I. Learned. This. The. Hard. Way.
Banks don’t lend money to entrepreneurs.
They lend money to rich people.
They lend money to established businesses (2+ years).
They lend money to people with full-time jobs.
They lend money to people with material assets (house, car, etc).
They lend money to people that know people.
But, they don’t lend money to entrepreneurs.
Doesn’t matter how good your opportunity, business, business plan or idea is; they just don’t.
Have a job or have a house when asking for a loan. After that, you can quit your job and keep the money; as stupid as that.
Note: This may be different where you live.